Why Homeowners Choose River Capital

Updated October 23, 2026 · Written by Brandon Wielenga, owner of River Capital LLC

Short answer: you talk to the owner, not a call center, and we start by explaining your options, including the ones that don't involve selling to us. Here is what that means in practice, so you can decide for yourself.

You talk to the person handling your file

River Capital is privately owned and owner-operated. I'm Brandon Wielenga, I own the company, and when you call, you're talking to me. Before this I spent 15 years in property insurance claims, first taking the calls and then managing the team that took them, mostly with people having the worst week of their year. More about me and the company.

We lead with options, not an offer

Most buyers in this business present one path, which is selling to them. We lay out every realistic path: listing on the market, a workout with your lender, a legal or title remedy, or a direct sale to us. If selling to us isn't your best move, we'll say so.

Two real examples:

• A Florida homeowner didn't know his house was headed for a tax sale. We told him to call the county and ask exactly what he owed. He paid the bill and kept his house. We didn't make anything on that conversation.
• A Sioux Falls homeowner had bowing foundation walls. We got her three repair quotes ($30,000 to $45,000), told her our offer might not be the highest, and introduced her to a realtor. She decided to keep the property. Read the full story.

What to expect when you contact us

1. Tell us about the property. Call or use the short form. We respond within 24 hours.
2. Review your options together. We lay out the pros, cons and rough numbers for each path.
3. You choose. If a cash sale to us is your best move, we handle the title cleanup, liens and paperwork, and you pick the closing date. Closings can happen in as little as 14 days. If another path is better, you leave with a clear plan and no obligation.

There is never a fee to talk through your situation or to get a cash offer.

How we buy

• As-is. No repairs, cleanout or staging on your end.
• Funds ready. No bank financing to fall through.
• Complicated situations welcome. Probate, heirs, liens, back taxes and clouded title are what we work on most.
• Out-of-state owners welcome. We work across several states, including with remote owners.

Any cash offer is an estimate, not a guarantee, and is subject to inspection and a signed purchase agreement. Our terms and the disclosures in the footer explain how we operate in each state, including that in Iowa and Nebraska we act only as a direct buyer or referral source.

The honest part: we're a young company

I'm not going to pretend to a portfolio I don't have. If you'd rather work with someone who has closed hundreds of deals, I understand completely. If you'd rather talk to the person who will actually be handling your file, that's me.

Questions to ask any cash home buyer, including us

• Are you buying the house yourself, or will you assign the contract to someone else? (We disclose this in writing wherever it applies.)
• Do you have the funds ready, or do you rely on financing?
• Will you tell me my other options, including listing with a realtor?
• Are there any fees, commissions or costs to me at closing, and can I see them in writing first?
• Who exactly will I be dealing with from first call to closing?
• Can I take time to think it over, or will you pressure me to sign today?

You can also check us out yourself: our Google Maps listing, our address (6713 S Mogen Ave, Sioux Falls, SD 57108) and our phone number are the same everywhere we appear.

General information only — not legal, tax or financial advice. Rules and costs vary by state and by property; confirm specifics with a licensed attorney, CPA or real estate professional.

Related: About us · How it works · Foundation case study · FAQ